Where a defendant fails to pay a fine, one hundred thousand won shall be the day.

B is the operator of “C (mutual change to D, February 22, 2013)”, and E, F, G, H, and I were the employees of the above company. The above B, E, etc. intended to fraudulently prepare a false certificate of employment on the lender of the loan, receipt of the income tax source, etc., and submit them to financial institutions, as if there were any earned income by actually working for a certain period in J, K, and L, etc., which are operated by B, by recruiting the nominal holders of the loan to receive the unsold apartment mortgage loan and the security deposit against lease on a deposit basis.

Accordingly, B and E shall exercise overall control over the recruitment and loan business of the nominal lender, and I will pay the name of the apartment to an unspecified number of people in the name of the company by paying the amount of KRW 15 million through KRW 20 million to the proceeds from the purchase of the apartment house in lots and the proceeds from the lease, resale, etc. in order to create profits from the sale of the apartment house in lots and the loan of the loan of the loan of the loan of the loan of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the apartment house, and transfer the apartment to the company.

“Along with the purport of the foregoing, G plays a role in soliciting loan holders by inquiring about the credit rating of the loan holders, and G plays a role in identifying whether loans are possible by checking the loan holders, and classifying the loan holders as apartment buyers ( lessors) and lessees. F plays a role in preparing and examining false employment certificates necessary for loans, labor income tax collection receipts, bank transaction details, etc., and H plays a role in identifying banks that can receive loans with the loan holders, or taking a role in identifying banks that may receive loans with the loan holders on the basis of employment certificates, etc. prepared falsely to the loan holders based on employment certificates, etc.

Accordingly, the defendant's name in 2012.