1. Crimes against the victim B;

A. On February 3, 2014, the Defendant: (a) made a false statement to the “Dju” victim B of the Defendant who was committing the first police officer around 18:00 on February 3, 2014, stating that “I will repay money by the end of this month if I lend KRW 5,00,000 to the Defendant.”

However, at the time, the Defendant was liable for approximately KRW 40 million, and even if there was no special property, there was no intent or ability to repay the debt from the victim.

On February 4, 2014, the Defendant acquired 3,10,000 won from the victim's account in the name of the Defendant from the third bank account in the name of the Defendant, and 4,70,000 won from the account of community credit cooperatives in the name of the Defendant.

B. On February 27, 2014, the Defendant, who committed the crime, made a false statement to the victim B, stating that “I would have worked as a designer of the “Esab life” from March 2014 at the office of a wooden-si Office located in the Masabamamam-dong,” “I would like to have worked as a designer of the “Esab life.” While there was a problem of the performance guarantee insurance of the Seoul Guarantee Insurance at the time of serving in the previous “Esab Life,” the Defendant would be able to work in the “Esab Life,” which should be resolved, and thus would be able to work in the “Esab life,” the Defendant would be able to lend money to KRW 10 million.”

However, even if the Defendant borrowed money from the victim, he did not think of the matter of performance guarantee insurance, and was able to use it for personal repayment. At the time, the Defendant was liable for a debt amounting to approximately KRW 40 million, and there was no special property, and there was no intention or ability to pay the money to the victim.

On February 27, 2014, the Defendant acquired 10 million won from the victim to the account of community credit cooperatives under the name of the Defendant.

2. Crimes against victims E;

A. On February 28, 2014, the Defendant may be employed by another insurance company with money borrowed from the victim E at a place where it is unknown on February 28, 2014.

3 million won.