A. As regards Defendant A’s KRW 18,541,868 and as regards it:

B. Defendant Hyundai Marine Fire Insurance Co., Ltd.

A. The Plaintiff, as an insurance company, concluded two of the following two insurance contracts with B, the owner of the subject matter of insurance (hereinafter collectively referred to as “instant insurance contracts”).

(1) General fire insurance policy number: Insurance contract number: B insurance period of all buildings in Yangcheon-gu Seoul Metropolitan Government (ground 1 to 5 floors): From December 14, 2014 to December 14, 2015: The amount of insurance coverage for fire damage security: 1,327,500,000 won (total by each floor): The name of insurance contract for the name of insurance contract for the insurance contract for the fire damage security.

B. Defendant A is a person who operates an enterprise “F” by leasing the 1st underground floor of the said D building (hereinafter “instant building”) from B.

Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Defendant Hyundai Marine Insurance Co., Ltd.”) concluded the insurance period between January 7, 2015 and January 7, 2020 with the Defendant Hyundai Marine Insurance Co., Ltd. (hereinafter “Defendant Hyundai Marine Co., Ltd”) determined that the insurance period was between January 7, 2015 and January 7, 2020 when the Defendant and the Defendant are liable to compensate for the other’s body or property due to a fire that occurred on the first floor of the instant building during the insurance period.

C. At around 03:00 on March 2, 2015, Defendant A retired from the office of the first floor of the instant building, which is being leased, with an electric stringer turn on.

At around 07:10 on March 2, 2015, the above electric stringer set fire to the small wave immediately adjacent to the office and the whole office was made up of the office.

(hereinafter “the instant fire”). As a result, an office among the first underground floors leased by Defendant A was relocated, the entire building of this case from the first to the fifth above ground level, and the windows and doors were destroyed and damaged in the course of extinguishing fire.

Defendant A.