The defendant is a person working as an agent in the D Quality Management Team in the Gu-U.S. Si, and the victim E was employed as a member in the above company's quality management team around September 2015, and the defendant became aware of the company's fee.

1. The Defendant, who committed the crime of March 15, 2016, is liable to pay interest to the victim in the closed room D on March 15, 2016 by borrowing money from the victim in the second financial zone with low interest rate due to the father’s surgery.

The rate of interest is to be changed to the 1th financial right with low interest rate, and the existing loan will be paid with the loan from the 1st financial right on the face of the week, and when the credit rating is increased as a result, the loan will be received again and the loan will be repaid in advance.

The phrase “ makes a false statement.”

However, in fact, the defendant was only granted a loan equivalent to KRW 70 million to use for Internet gambling funds, and did not receive a loan for his father's surgery expenses or used the loan for his father's surgery expenses. Even if the victim guaranteed the defendant's loan, he did not have the intent or ability to exempt the victim from the guaranteed obligation.

On March 16, 2016, the Defendant loaned a loan of KRW 5 million to Taesan (ju), KRW 5 million to Taesan loan (ju), KRW 5 million to the (ju), KRW 5 million to the (ju), KRW 5 million to the (ju), and KRW 5 million to the (ju) to the (ju) Solar loan (ju), and KRW 500,000,000 to the East America loan (ju) to the surety, and had the victim be a guarantor for the above loan.

Accordingly, the defendant, by deceiving the victim, acquired financial benefits equivalent to KRW 25 million.

2. The Defendant, who committed the crime of March 16, 2016, is liable to pay interest to the victim in the closed room D on March 16, 2016 by borrowing money from the victim in the second financial zone with low interest rate due to the father’s surgery.

It is not enough to change the interest rate into the first financial right with low interest rate.

If a loan is lent under four names, it shall be refunded to the money and money from the first financial right.