2. The court below duly adopted and examined the evidence and the following circumstances that can be recognized by the court below. ① At the time of entering into the instant insurance contract with an insurance company on March 30, 2012, the defendant, through an insurance solicitor D, indicated in the part to ask whether he was hospitalized, performed, treated for not less than seven days, or administered for not less than 30 days through a medical examination or examination from a doctor within the last five years, and stated that "e.g.," and signed the insurance contract in the part to ask whether the insurance company was administered for more than 30 days." ② At the time of entering into the instant insurance contract with the insurance company on March 30, 2012, D, without authority, indicated the same item in the name of the defendant, and stated that "no" was stated in the same part to be "no," and instead, the defendant did not know that the insurance company violated its duty to subscribe to the insurance company and the insurance company's representative director's signature, thereby making it difficult to pay the insurance contract of this case to the defendant.