대여금
The defendant shall pay to the plaintiff KRW 500,000,000 as well as 30% per annum from March 24, 2013 to July 14, 2014, and on July 15, 2014. < Amended by Presidential Decree No. 25473, Jul. 15, 2014>
1. On January 24, 2013, the Plaintiff indicated the claim and lent KRW 500 million to the Defendant at an interest rate of 30% per annum and due date on March 23, 2013.
Therefore, the defendant is obligated to pay the principal and interest of the above loan to the plaintiff.
2. Article 208 (3) 3 of the Civil Procedure Act (Judgment by public notice) of the applicable provisions of Acts;
3. On January 24, 2013, the Plaintiff seeking damages for delay calculated at the rate of 30% per annum pursuant to the above loan agreement, on the premise that the Defendant lent KRW 500,000,000 to the standard contract for loan transaction on a yearly basis.
Article 6(1) of the former Act on Registration of Credit Business, etc. and Protection of Finance Users (amended by Act No. 11544, Dec. 11, 2012; hereinafter “former Credit Business Act”) (1) Article 6(1) of the former Credit Business Act where a credit service provider, etc. enters into a loan agreement with the opposite contractual party, it shall confirm the opposite contractual party himself/herself and deliver a loan agreement stating the following matters to the opposite contractual party:
The head of a Si/Gun/Gu shall conduct the business of making the business of making the business of making the business.
1. Trade or full names and addresses of the credit service provider (including its branch offices) and the opposite contractual party involved;
2. Date of agreement;
3. Amount of loan;
4. Loan interest rates (including the details of the interest rate under Article 8 (2) and the converted rate into the interest rate per annum);
5. Period and method of performance; and
6. If the method of payment under subparagraph 5 is a account transfer, the account number of a credit service provider for the payment.
7. All expenses incidental to the relevant transaction;
8. Terms and conditions concerning the amount of damages or forced execution, if any;
9. Upon entering into a guarantee agreement, the terms and conditions of early repayment of the debt 10.12. Other matters prescribed by Presidential Decree as necessary to protect the opposite contractual parties of credit service providers, and Article 4(1) of the former Enforcement Decree of the Credit Business Act (amended by Presidential Decree No. 24599, Jun. 11, 2013; hereinafter “former Enforcement Decree of the Credit Business Act”).