However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

1. On September 1, 2016, the Defendant against the victim C, at the “E” coffee shop in the Defendant’s operation “E” located in Sungnam-si, the Sinnam-si, the Defendant would lend a credit card to the victim with the credit card, use it with the card-to-face card-to-face tin, and give five-yearly interest on the settlement amount used within the country.

“The purpose of “ was to make a false representation.”

However, at the time of fact, the defendant was unable to repay bonds borrowed from F, G, H, etc., and the defendant did not have any intent or ability to repay the bonds even if he/she borrowed money from the damaged party due to no particular property or income.

As above, the Defendant: (a) by deceiving the victim as above; and (b) paid KRW 5 million at the above coffee shop with the said card from the victim’s name; and (c) around that time, he took over the payment amount equivalent to the above amount from the card company by means of the card tin; and (d) took over the payment amount from the card company around December 22, 2016, until December 22, 2016, the Defendant acquired 34 million won in total over 12 times in total by means of a card tin, card loan, and cash service using the card and Samsung card in the name of the victim as shown in attached Table 1.

2. On December 2016, the Defendant against the victim J was urgently required for the victim’s “L” in the “L” room for the victim’s operation in Seongbuk-gu, Sungnam-gu, Sungnam-gu, Sungnam-gu, and the victim.

It shall be repaid at an early stage with the loan of the money.

“A false statement was made to the effect that it was “.”

However, at the time of fact, the defendant was unable to repay bonds borrowed from F, G, H, etc., and the defendant did not have any intent or ability to repay the bonds even if he/she borrowed money from the damaged party due to no particular property or income.

The defendant deceivings the victim as above and obtained cash 4,280,000 won from the victim twice around that time, and acquired it by defraudation, and thereafter up to January 18, 2017.