[2016 Highest 842] C is a person who comprehensively manages and operates a telephone financial fraud organization by means of managing loan fraud assistance officers, such as a loan fraud inducement book, a loan fraud solicitation book, withdrawal book, etc., and distributing the money obtained from victims. However, according to the results of the investigation of evidence, it is obvious that it is a clerical error in D, and it is corrected to D. The apartment located in the Chinese broadest apartment in China. The apartment is manufacturing a telephone inducement manual, etc. for the elderly and educating the victims in response to various reactions of victims, educating the team leader and the management team of the telemast, and supervising and controlling the telepastter at a certain ratio. The Chinese office manager, the manager of the Chinese government, and the F (G) is a person who is responsible for the domestic business of collecting money from many people in China and soliciting them to take charge of domestic business of receiving money from many people without a certain occupation.

H (A) At the same time, H (J, K, L, M, N,O, and P are the team leader in charge of the role of calculating allowances according to loan fraud performance and reporting it to the manager according to loan fraud performance, and they are the manager in charge of the role of paying allowances to the telemasts, and they receive money by deceiving the telephoneer by misrepresenting him/her of the loan text message.

The Defendant, in collusion with the above C, D, F, H, I, J, etc. on March 11, 2014, sent a text message “to provide a loan to a mobile communications company in cooperation with the mobile communications company,” and then misrepresented the victim QP who called the phone to obtain a loan.