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(영문) 청주지방법원 제천지원 2015.07.23 2015고단235

사기

Text

A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

On May 10, 2013, the Defendant entered into an agreement for workplace credit loan on the condition that the damaged company and the loan amount of KRW 30 million are repaid at the victim future life insurance company office on the fourth floor of Yongsan-si Office 49-1 KTTcheon branch, and the interest rate of KRW 1,00,000 per annum, 7.1% per annum, the payment date of interest, 20% per month, the principal amount is 20% at the arrival of the first year, 20% at the arrival of the second year, and 60% at the arrival of the third year.

As above, the Defendant entered into a loan transaction agreement with the victimized company and entered “X” in the current situation of the loan application application form for another financial institution within three business days from the 5 business days before the enforcement date of the loan, when the loan is implemented by another financial institution within 15 business days after the enforcement date of the loan.

However, on the same day, the Defendant applied for a loan to the Korea Slaterd Bank Co., Ltd. for a loan of KRW 28.5 million, Korea Cc Group Capital Bank Co., Ltd., 34 million, and Hyundai Slex Savings Bank on the same day, and received the above loan money on the same day. The Defendant knew in advance that the damaged company confirmed the above loan in light of its monthly income, etc., the Defendant applied for a loan to the victimized company by concealing the above loan in advance, and at the time, the Defendant had no intention or ability to repay the loan money received from the victimized company on the timely basis because the Defendant had a approximately KRW 60 million of existing debt, and at the time, there was no intention or ability to repay the loan money in a timely manner.

The Defendant received 30 million won from the victimized Company to the single bank account in the name of the Defendant on the same day.

Accordingly, the defendant was given property by deceiving the damaged company.

Summary of Evidence

1. The Defendant’s legal statement 1. Credit Loan Application (Korea CTR Capital Corporation),