beta
(영문) 서울중앙지방법원 2017.10.13 2016가단5137565

보험금

Text

1. The Defendant’s KRW 73,606,763 as well as 5% per annum from March 24, 2015 to October 13, 2017 to the Plaintiff.

Reasons

1. Facts of recognition;

A. On May 22, 2014, the Plaintiff had a factory in Seo-gu Incheon, Seo-ro 235 (hereinafter “instant factory”), and concluded a fire insurance contract with the Defendant (hereinafter “instant insurance contract”) with the following content.

① Insured Plaintiff ② From May 14, 2014 to May 16, 14, 2015, 16:00 to May 14, 2015. < Amended by Presidential Decree No. 150, 150,000,000; Presidential Decree No. 200,000,000, KRW 70,000,000, and KRW 50,000,000, total amount of KRW 470,00,000, total of KRW 430,500.

B. According to the terms and conditions of the instant insurance contract (Evidence 1), the amount of damages to be compensated by the company shall be calculated according to the insurable value at the time and place of the occurrence of the damage (Article 22). The amount of damages to be paid by the company for the damage incurred to a factory product is equal to or greater than the insurable value, the total amount of damages shall be limited to the insurable value, but if the insured amount is greater than the insurable value, it shall be limited to the insurable value, and when the insured amount is smaller than the insurable value, it shall be calculated as “amount of damage 】 amount of insurance 】 amount of insurance / value of insurance / value of insurance” within the insurable value (Article 23). The Defendant shall, upon receipt of the claim documents, pay

(Article 24). (c)

On January 20, 2015, at around 01:30, a fire occurred in the front line of a tent warehouse in the instant plant under the front line of a tent warehouse in the instant plant, and machinery, materials, and finished products inside the factory were destroyed.

The insurable value of the subject-matter of insurance (i.e., the market price) the insured amount of the subject-matter of insurance is 150,00,000,00 156,883,930,68,331,051,50,640 64,854,072 machinery 20,000,000,0000,063,99410,421,421,362, 371,60,604, 4712,741 movable property 70,000,000,087,019,087, 1010,0210,709,009,009,065,400,500,63,4284,425,429,429