2. The fact that the judgment defendant recognized the crime of this case and reflected it is favorable to the defendant.

However, in light of the frequency of the crime of this case, the amount of fraud, and the method of acceptance, etc., the criminal liability of the defendant is not less severe; the defendant has been punished several times for the same crime; the defendant committed the crime of this case within a short time after the execution of imprisonment for the same kind of crime was completed; there is no evidence to deem that the defendant made efforts to recover from damage; and considering all of the sentencing conditions specified in the arguments of this case, such as equity with criminal punishment for other crimes similar to the crime of this case, the age, family environment of the defendant, and the conditions before and after the crime, it is not recognized that the sentence of the court below is too unreasonable.

3. The defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since the defendant's appeal is without merit.