A. B Co., Ltd. (hereinafter “Co., Ltd.”) promoted redevelopment projects (hereinafter “instant project”) in Yongsan-gu Seoul Metropolitan Government Yongsan-gu, Yongsan-gu, Seoul (hereinafter “instant project”) around 2006.

B. B around June 24, 2008, the Plaintiff’s Intervenor’s Supplementary Savings Bank (on August 26, 2010, the current Switzerland Savings Bank was changed in sequence as of September 1, 2013. In addition, on August 26, 2010, the modern Switzerland 2, 3, and 4 Mutual Savings Bank was changed to the Hyundai Switzerland 2, 3, and 4 Savings Bank, and on September 1, 2013, the mutual name was changed to the Switzerland 2, 3, and 4 Savings Bank. On October 31, 2014, the Plaintiff’s Intervenor joined the said Switzerland 2, 3, and 4 Savings Bank, and the hereinafter referred to as the “Plaintiff’s Intervenor’s land and building 2, 3, and 4, 3, and 4, respectively, under the name of the Plaintiff’s land and building 2, 3, and 4, 3, and 4, respectively.

B transferred the ownership of the instant real estate from F on June 29, 2009, and entered into a real estate security trust agreement (hereinafter “instant trust agreement”) with respect to the instant real estate with the K non-real estate trust and the Hyundai Swiss Savings Bank as the first beneficiary.

C. B was additionally loaned by Hyundai Swiss2, 3, and 4 Savings Bank from April 8, 2010 to April 8, 2011.

(hereinafter “each of the instant loans”). The Defendant, as the representative director B, jointly and severally guaranteed each of the instant loans.

The details of each of the instant loans are as follows.

The loan interest rate of the loan of the borrowed loan of Nos. 11 and 21.5% per annum below 10% per annum below 4 billion won per April 8, 2010, and 21.5% between 3 months and 6 months, and 22% between 6 months and 3 months. < Amended by Presidential Decree No. 22135, Apr. 8, 2011>