Where the above fine is not paid, one million won shall be converted into one day.

1. The criminal defendant against the victim B is guilty 2011

6. Around April 2, 201, the term “aphids apartment” in the Kumi-si, Kumi-si, stating that “Aphids apartment shall be assigned to the victim B as collateral with CK7 sirens and shall be repaid with money up to August 4, 201,” and the vehicle lease contract, a car sales contract, a car abandonment note, a letter of delegation, etc. was prepared, and the victim was sent to the victim.

However, at the time, the defendant was in bad credit standing due to credit card obligations and loan obligations, and was in excess of 50 million won due to gambling obligations, and did not have any intent or ability to repay the money to the victim due to no certain income.

The Defendant, as above, by deceiving the victim, received seven million won from the victim as the borrowed money on the same day.

2. On March 22, 2012, the Defendant: (a) made a false statement to the victim D that he/she would have the victim D as a collateral at the former hotel located in the Gu-U.S. Pyeong-dong, Gu-si; and (b) made a vehicle lease contract, a loan certificate, a vehicle sales contract, a vehicle abandonment note, a letter of delegation, etc., and sent it to the victim.

However, at the time, the defendant was in bad credit standing due to credit card obligations and loan obligations, and was in excess of 50 million won due to gambling obligations, and did not have any intent or ability to repay the money to the victim due to no certain income.

As above, the Defendant, by deceiving the victim as above, received from the victim the remaining nine million won after deducting one million won under the name of the victim as the interest in the same day.

Summary of Evidence

1. Defendant's legal statement;

1. Each complaint filed by B and D;

1. Each written statement concerning B and D;

1. Each investigation report on financial transaction information, requests, copies of identification cards, and response to NIC evaluation information;