The gist of the grounds for appeal by the defense counsel is that the punishment imposed by the court below (six months of imprisonment) is too unreasonable.

Therefore, in light of the fact that the instant crime was committed by a majority including the Defendant by abusing the loan system implemented by the Government in order to support the full-time loan of ordinary people in the National Housing Fund, creating a false employment certificate or lease contract, and using it to obtain the loan from the victim financial institutions, and the nature of the crime was very poor, and that it did not reach an agreement with the victim because it was not recovered from damage even though it was a large amount of damage amount to 49 million won, even though it was not recovered, even though the Defendant did not have any power to commit any crime other than the one fine due to the violation of the Military Service Act, and that the Defendant and his defense counsel shared his mistake by recognizing the instant crime, even if all of the circumstances asserted by the Defendant and their defense counsel as grounds for appeal, it is not recognized that the sentence imposed by the court below is unreasonable to the extent that the Defendant should be reversed.

Therefore, the defendant and his defense counsel's assertion is without merit.

Therefore, the defendant's appeal is without merit, and it is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition.