A. On December 6, 2012, B, and 67,00,000 won on behalf of the Defendant, the Plaintiff agreed to repay the principal and interest at the rate of 13.9% per annum, 25.9% per annum, 48 months during the lending period, and 8 days per month, and lent KRW 67,00,000 to the Defendant.

B. The foregoing loan contract was extended to 71 months, and the Defendant was unable to pay the principal and interest from April 8, 2014, thereby losing the benefit of time.

C. As of January 17, 2018, the Plaintiff’s loans to the Defendant have not been repaid KRW 63,83,583, overdue interest KRW 20,192,939, and delay damages amounting to KRW 34,532,544.

[Ground of recognition] Facts without dispute, Gap evidence Nos. 1 through 7, the purport of the whole pleadings

2. According to the above facts finding as to the cause of the claim, the defendant is obligated to pay to the plaintiff 118,559,065 won (the overdue interest of KRW 63,833,583 won in balance of the loan principal, overdue interest of KRW 20,192,939 in delay interest of KRW 34,532,544 in delay interest of KRW 20,532,544 in interest of KRW 63,83,582 in interest and delay damages calculated at the rate of 25.9% in balance of the loan principal from January 18, 2018 to the day of full payment.

3. If so, the plaintiff's claim of this case is justified and it is so decided as per Disposition.