(However, “creditor” is deemed to be “Plaintiff” and “debtor” to be “Defendant”. 2. Article 208(3)2 of the Civil Procedure Act provides that “The Defendant was served with the original copy of the payment order and submitted a formal written objection, and did not submit a substantive written response disputing the Plaintiff’s claim thereafter, and did not appear on the date for pleading, and therefore, the Plaintiff’s assertion is deemed to have been led to the confession under Article 150 of the Civil Procedure Act.