A. At the time of the accident, the pertinent Plaintiff entered into an insurance contract with the Daelim University B, which was operated by the Daelim Institute of Education (hereinafter referred to as the “Tlim Institute”), and with the Daelim Institute of Education (hereinafter referred to as the “Defendant Holim Fire”), which entered into an insurance contract to compensate for the damages caused by an accident related to the operation of a school, student instruction, etc., and the Defendant Korea Railroad Corporation (hereinafter referred to as the “Defendant Corporation”) which entered into an insurance contract with the Daelim Institute of Education to compensate for the damages caused by an accident related to the operation of a school, student instruction, etc., as a corporation carrying out affairs concerning railroad freight transport business, etc. under the Korea Railroad Corporation Act, which is a manager of the Gyeong River Station, Defendant Samsung Fire Marine Insurance Co., Ltd. (hereinafter referred to as the “Defendant Samsung Fire”) and the Defendant Corporation.

B. 1) On April 23, 2010, the Plaintiff was a member of the instant accident, under the command of the leader C on April 23, 2010, with students in the first and the first year, and was called “MT” (hereinafter “instant MT”).

On April 24, 2010, the following day, around 14:57, 2010, the train of 1822, the Rose of Sharon No. 1822 (hereinafter “the instant train”) was waiting to wait for Seoul Driving a train in the Gyeongcheon-si, Seocheon-si, Seocheon-si, Seocheon-si, Seocheon-si, Namcheon-si, Namcheon-do.

(A) an accident resulting from being towed (hereinafter referred to as “instant accident”)

(2) At the time of the instant accident, D, E did not take measures such as making a broadcast to inform passengers of the entry into the train at the time of the instant train entry, and examining the situation of the trains and passengers directly entering the platform, but not taking measures.

D's that it was directly going to the platform at the time of the instant accident.