beta
(영문) 부산지방법원 2015.03.03 2014가단49339

손해배상(기)

Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On December 2012, the Plaintiff was urged to subscribe to variable savings insurance from D, an insurance agency which entered into an insurance solicitation entrustment contract with Defendant M&A Co., Ltd. (hereinafter “Defendant M&A”) (hereinafter “Defendant M&A”).

B. At that time, the Plaintiff had already subscribed to four insurance policies, and paid the monthly premium of KRW 3,966,160,000 in total, but failed to make a long solicitation as D. On December 26, 2012, the Plaintiff additionally subscribed to KRW 6,916,00 in the name of the husband of the Plaintiff, E, who is the husband of the Plaintiff, to the amount of monthly premium of KRW 6,916,00.

(hereinafter referred to as the above E’s insurance is “the instant variable savings insurance,” and D’s monthly insurance premium for the one-year period for the said insurance.

D Subsequent to that, the Plaintiff recommended that “I will subscribe to a temporary payment that guarantees a high interest rate in the market.” The Plaintiff refused to subscribe to a large number of insurance policies as above, and the Plaintiff decided to subscribe to an insurance contract for temporary payment of KRW 50,000,000 on January 9, 2013, and transferred KRW 50,000 to a virtual account in the name of D on January 11, 2013.

(hereinafter “instant Bigfluor Insurance”). D.

Then, the Plaintiff heard the horses that “The amount of the changed amount insurance premium of this case was used in paying in monthly installments instead of purchasing the instant big amount insurance policy instead of purchasing KRW 50 million transferred from the Plaintiff” from D, and filed a civil petition at the same time as resisting D.

D is expected to cancel the variable amount reserve insurance and subscribe to the insurance products for lump-sum payment.

Even if the termination refund payable upon termination of the amount reserve insurance of this case is less than the original amount of KRW 50 million, the insufficient amount shall be paid back to 5.5.