2. However, in light of all the sentencing conditions indicated in the records of this case, such as the defendant's age, character and conduct, environment, motive, means and consequence of the crime, etc., the sentence of the court below against the defendant is too unreasonable, in light of all the sentencing conditions indicated in the records of this case, such as the defendant's age, character and behavior, environment, motive and consequence of the crime, and circumstances after the crime, although the defendant was the first offender and some of the victims were paid money to the victims as interest. However, the amount of the acquired money in this case is large to KRW 240,000,000,000,000,000 won are not recovered.

3. If so, the defendant's appeal is without merit, and it is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition.