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(영문) 인천지방법원 2014.11.27 2014고정3622

대부업등의등록및금융이용자보호에관한법률위반

Text

Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

1. Any person who intends to engage in credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor or Special Self-Governing Province Governor having jurisdiction over each place of

On October 15, 2013, the Defendant, at around 15:00, engaged in unregistered credit business, such as lending KRW 500,000 to B (Nam, 33 years of age) by finding out loan advertising in front of the water distribution station located in the Nam-gu Incheon Metropolitan sublime’s Dong at a point of contact with the rice construction market at a point of contact, and providing loans.

2. An unregistered credit service provider shall lend a loan at an interest rate exceeding 30/100 per annum;

The Defendant loaned KRW 500,000 to the above B (Nam and 33 years of age) at the same time and place as the above paragraph (1) and loaned KRW 200,000 to the above B (Seoul and 33 years of age) after deducting KRW 300,000 from the interest rate, and paid KRW 50,000,000 including principal and interest after 10 days.

Summary of Evidence

1. Defendant's legal statement;

1. Application of Acts and subordinate statutes on police statement No. B

1. Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19 (1) 1 of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. It is so decided as per Disposition for not less than Article 334(1) of the Criminal Procedure Act.