A. The Plaintiff lent KRW 5,00,000 to the Defendant on July 2, 2009, KRW 20,000,000 on October 30, 2009, KRW 10,000 on December 30, 200, and KRW 35,000,000 on December 30, 209.

The Defendant prepared to the Plaintiff a certificate of borrowing that the above loan amounting to KRW 35,000,000 shall be repaid until December 31, 2012.

B. Therefore, the Defendant is obligated to pay to the Plaintiff the interest or delay damages calculated at the rate of 20% per annum from October 3, 2014 to the day of full payment, which is set forth in the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings, after serving the copy of the instant complaint with respect to the total amount of KRW 35,00,000,000,

2. Judgment on deeming confessions based on the grounds (Articles 150 (3) and 208 (3) 2 of the Civil Procedure Act);