In October 2013, the Defendant continued to operate the gas station due to the difficulty of operating the gas station, and the amount of bank bills and personal liabilities reaches KRW 423 million. However, there is no particular property, and there is no ability to repay even if the Defendant borrowed money from another person, due to the circumstance that the Defendant has to pay not less than five million won with interest, etc.

1. Fraud against the victim C;

A. On November 27, 2013, the Defendant, at the victim C’s office located in Gangnam-gu Seoul Gangnam-gu Seoul on November 27, 2013, concluded that “I would lend 50 million won oil to the victim after selling it at the oil station operated by the company in the company in the company in the company in the company in the company in the company in the company in the company in the company in the company in Seoul, and received from the victim a remittance of KRW 50 million to the bank in the name of the Defendant on the same day

B. On December 24, 2013, the Defendant, at the office under the preceding paragraph, concluded that “The gas station in the operation of the land was closed. It is leased at the head office under the condition that other gas stations are better than others. If the Defendant borrowed KRW 60 million, he/she would pay the deposited oil and sell oil together with the amount of KRW 50 million.” The Defendant was remitted from the victim to the bank account in the name of the Defendant on the same day under the name of the Defendant on the same day.

2. Fraud to victims E;

A. On October 24, 2013, the Defendant called the G gas station located in the “F of Gangnam-gu Seoul Metropolitan Government” to the victim E, who was transferred to the Defendant, and the Defendant was transferred KRW 20 million from the victim to the bank account in the name of the Defendant on the same day on the same day as the loan money, with the phrase “if the amount of money is leased 20,000 million won as it is possible to cover the oil at the end of the month, she would be repaid within one month of oil selling.”

B. On November 15, 2013, the Defendant called the G gas station under the preceding paragraph to the victim E, and called the latter victim E, with a total of KRW 40 million up to KRW 20 million by November 22, 201.