A Imprisonment with prison labor for two years and for one year and six months, respectively.

The Defendants, together with F, G, and H, got a loan to a bank account as if they were to misrepresente a loan company against many unspecified persons and receive money as credit guarantee money, or conspired to borrow money by misrepresenting them in the Internet Nitrate Mes, thereby borrowing money. The Defendants, F, G, H, contact books, Defendant A, the role of withdrawing the money by cash withdrawal from the cash withdrawal at the cash withdrawal machine with the bank account received the money, and Defendant B, the role of remitting the cash withdrawn by Defendant A to China.

1. Defendant A: (a) in collusion with F, etc., did not have the intent and ability to borrow money; (b) Defendant A falsely called, “F, etc. will give a loan at low interest; (c) will give a deposit first; (d) will deposit money from the victim I; and (c) Defendant A, who believed it, obtained a single-name bank account from the victim who believed it (i.e., passbook, cash card, password, etc. necessary for the financial transaction from the nominal holder of the account and then made a financial transaction using it; and (d) transferred KRW 150,000 to the Agricultural Cooperative account (K) in the name of J (the account in which the actual user is not revealed); and (e) Defendant A withdrawn cash from the said account and acquired the said money from the said account, starting from that time, Defendant A received the money.

8. 8. From 331 victims to 3.0, the victim acquired a total of 282,161,692 won, as indicated in the attached list of crimes Nos. 1 to 500, 931 to 994.

2. The Defendants jointly committed the crime, in collusion with F, etc., did not have the intent and ability to grant a loan, and the F, etc. calls from F, etc. L with the victim at a store below Seoul around July 16, 2012, to “I would give a loan at a low interest rate. I will first deposit money. I will deposit money.” The Defendants receive KRW 1,00,000 from the victim trusted to the Agricultural Cooperative (N) account in the name of M, a one-person account.