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(영문) 광주지방법원 2020.07.10 2019나62115

보험금

Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Reasons

1. The reasoning of the judgment of the court is that the part of the reasoning of the judgment of the court of first instance, with the exception that "the result of each fact-finding with respect to the Taean Coastal Police Station and Taean Military Health and Medical Services Center of this court" is "the result of each fact-finding with respect to Taean Military Police Station of the court of first instance and Taean Military Health and Medical Services Center", is the same as the part of Paragraph 1 of Article 420 of the Civil Procedure Act. Thus, this part of the reasoning of the judgment of the court of first instance is cited pursuant to the main sentence of Article 420

2. The grounds for this part of the parties’ assertion are as stated in Paragraph 2 of Article 420 of the Civil Procedure Act, except in the following cases:

[Supplementary to the part used in the judgment of the court of first instance] Nos. 24 and 25 of the judgment of the court of first instance, "The defendant's insurance solicitor at the time of the conclusion of the instant insurance contract did not explain to the deceased the instant exemption clause, and "B" did not explain not only the defendant's insurance solicitor at the time of the conclusion of the instant insurance contract to the deceased, but also at the time of the change from the deceased to the plaintiff on January 2, 2017, the defendant's insurance solicitor did not explain the instant exemption clause to the plaintiff". Thus, the defendant's insurance solicitor at the time of the change from the deceased

The fourth part of the judgment of the court of first instance that "B" constitutes the grounds for exemption stipulated in the terms and conditions of this case, and at the time of the conclusion of the insurance contract of this case, the defendant has performed the duty to explain the terms and conditions of this case to the deceased.

3. The reasoning for this part of the judgment is as stated in Paragraph 3 of Article 420 of the Civil Procedure Act, except for cases where the reasoning for this part of the judgment of the court of first instance is used or deleted as follows.

[Supplementary or deleted parts] The fifth part of the judgment of the court of first instance is "this court".