The defendant.

2. On the 19th page of the judgment of the court of first instance, a part added or written after addition shall add the following:

Article 18 (Claims for Insurance Money) (1) When the insured claims insurance money, he/she shall submit to the company the following documents. (2) The company shall determine the insurance money to be paid without delay after receiving a claim for insurance money under paragraph (1) and pay it within seven days if the insurance money is determined to be paid. The company shall pay it within seven days after receiving a claim for the insurance money under paragraph (1).

In light of the above, the act of internal breach of trust, such as the act of internal breach of trust of the insured, should be distinguished from the negligence that was prevented or prevented in advance by the insured, and the occurrence of such breach of trust after the death, and in particular, the act of internal breach of trust is frequently done by taking advantage of the negligence of management and supervision, and the act of concealment for the purpose of avoiding the ex post detection of the insured may involve for a long period of time. As such, the act of internal breach of trust or the act of breach of trust and the act of management and supervision, mixing the above different negligence may conflict with the original purpose of the insurance contract for fidelity guarantee or the reason for existence of the extinctive prescription system.

In addition, it is more rare to re-examine the authenticity of the documents submitted by the borrower when the borrower applied for the loan at the normal stage of the repayment of the loan after the financial institution approved and implemented the long-term loan such as Drar loan. Therefore, the program production contract attached to the document when the loan is applied for.