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(영문) 서울남부지방법원 2018.08.14 2018가단203870

보험에관한 소송

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The deceased B (hereinafter “the deceased”) was from June 2013 to June 24, 2015 to work as an assistant nurse from the D sexual outdoor department in C.

Since the following matters concerning the obligation to notify the contract before the contract is necessary for the company to take over the subscription for the insurance contract, the contractor and the insured shall see the truth:

If the following matters are verbally notified to an insurance solicitor, etc., it shall be deemed that it has not been notified to the insurance company in writing. If the following matters (1-12 questions) is not notified to the insurance company or is notified differently from the fact, the insurance coverage may be refused, and in particular, if the content falls under the "Important Matters", the contract may be rescinded or restricted in accordance with the "Effect of Violation of Obligations to Notify the Contract" in the Insurance Terms regardless of the will of the contractor or the insured.

Details of the current and past diseases and disorders;

1. Whether the following medical practices have been done by a doctor within the last three months through a medical examination or examination [the following] final diagnosis of a disease, diagnosis of a disease, diagnosis, treatment of a disease, hospitalization, surgery (including a sking), medication:

2. Whether the narcotics have been used in the last three months, or whether the narcotics have been stimulated at all times during the last three months, such as blood pressure agents, galutic agents, exemption from water, stimulative agents, and dust control;

B. On November 6, 2014, the Deceased subscribed to the Non-Distribution Comprehensive Insurance (hereinafter “instant insurance”) pursuant to the Non-Distribution Act with the Defendant and the insurance premium’s KRW 500,000 per month, five years, the insurance period, the life of the insured, the deceased, and the beneficiary’s statutory heir at the time of death as an insurance solicitor E.

At the time of the conclusion of the contract, the Deceased prepared and submitted “the obligation to inform the contract before” to the Defendant, and the bottom part below is written in writing by the Deceased, and all questions Nos. 1 and 2 are written in the column.