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(영문) 서울동부지방법원 2016.03.31 2015가합102680

보험금

Text

1.With respect to each accident described in Attachment 2, each special agreement for the death of each insurance contract in Schedule 1 (1) and (2) and paragraph 3.

Reasons

1. Basic facts

A. Defendant A and B are the spouse and children of C (hereinafter “the deceased”) who died due to an accident described in paragraph (3) below.

B. Defendant A, the Deceased, and the Plaintiff: (1) The Defendant A and the Deceased entered into an insurance contract with the Plaintiff with the following content (hereinafter referred to as “Class 1 Insurance”; (2) the Non-Distribution Social Free Savings Insurance (hereinafter referred to as “Class 2 Insurance”); and (3) each of the above insurances, including the following insurances:

(1) The deceased’s heir 60 million won under a special contract for the death of the deceased’s heir of KRW 60 million under a special contract for the death of the deceased’s 30 million from September 5, 2006 to July 14, 2006, when the insured dies, the insurance period of the insurance contract of KRW 40 million from January 16, 2007 to December 16, 2007, which is KRW 40 million under a special contract for the death of the deceased’s heir of KRW 30 million under a special contract for the death of the deceased’s 60 million from September 14, 2008 to November 14, 204, the deceased’s heir of KRW 100 million under a special contract for the death of the deceased’s non-dividend social free insurance (around 200,000 won).

The relevant provisions are as follows. Article 14 [Types and Grounds for Payment of Insurance Money] The Company shall pay the insurance money agreed upon to the person receiving the insurance money if the insured person (insured) dies or if the aggregate rate of disability payments for various physical parts becomes at least 80% for the same cause other than the same disaster or accident in the table of disability classification for the same cause other than the same cause in the table of disability classification. Article 16 [The insured events for which no insurance money is paid] The Company may terminate this contract at the same time as it does not pay the insurance money or exempt the premium when any cause for the payment of the insurance money occurs under any of the following cases:

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