2. The costs of lawsuit shall be borne by the Plaintiff.

A. On May 9, 2012, the Plaintiff entered into an insurance contract between the Plaintiff and the Defendant with a certified public appraiser A (the Plaintiff died on February 19, 2015, as seen earlier, as seen earlier; hereinafter “the network”) who worked as the Plaintiff’s employee, together with an insurance contract (the “instant prime contract”) under which the insured, the Plaintiff’s beneficiary, and the insurance period from May 9, 2012 to May 9, 2022 (the “defient Company Guarantee Insurance”; hereinafter “instant prime contract”) with the insured, the Plaintiff’s beneficiary, and the insurance period were from May 9, 2012 to the date of May 9, 2022. In addition, the Plaintiff entered into an insurance contract under which the injury guarantee special agreement (the “instant special agreement”).

B. On February 8, 2015, the Deceased’s Deceased fell from the Daegu-gu B apartment 105 Dong 1004, a small bank window located in his/her residence to the first floor of the parking lot (hereinafter “instant accident”), and on February 19, 2015, he/she died from a parous shock around 13:50.

C. Of the terms and conditions of the instant prime contract and the terms and conditions of the instant special agreement, the contents pertaining to the instant case are as follows. The amount of insurance proceeds for disaster death under Article 18 subparag. 2 of the instant prime contract is KRW 240,900,000, and the amount of insurance proceeds for disaster death under Article 11 subparag. 1 of the instant special agreement is KRW 190,000,000.

Article 18 (Types and Grounds for Payment of Insurance Money) of the State Contract Terms and Conditions of this case shall pay the insurance money agreed upon to the beneficiary when any of the following causes occurs to the insured during the period of insurance to the insured:

2. When the insured dies due to a disaster during the insurance period: Article 20 (Insurance Accidents for which No Insurance Money is Paid) (1) of the Insurance Money for Death of a Disaster shall not be allowed to pay insurance money or to exempt the payment of insurance premiums when any of the following events occurs:

1. Where the insured has intentionally impaired himself/herself: Provided, That the following cases shall be applicable: