A Imprisonment for two years, and Defendant B shall be punished by a fine of five million won.

Defendant

B The above fine shall not be paid.

1. In principle, Defendant A’s loan of new support funds for purchasing real estate (hereinafter “the remainder of real estate loan”) shall be extended within the amount appraised within the actual transaction price. However, if the appraised value exceeds the actual transaction price, the loan may not be extended in excess of the actual transaction price.

The Defendant purchased real estate under the name of the largest purchaser of G and H with the largest real estate (hereinafter referred to as “herb”) and conspired with G to falsely notify the actual transaction price to obtain loans from the agricultural cooperative located in the bank for the victim’s use of the real estate, and to introduce the Defendant who borrowed the subject real estate to G after physical coloring the subject real estate and then introducing the subject real estate to G, G “B” recruitment, and the Defendant acted as an intermediary for the Defendant to conceal the actual transaction price and obtain loans exceeding the actual transaction price by using the grounds for registration of the previous ownership as the “water repayment” through the staff of the bank with a common friendly relationship, and, upon the completion of the loan, to distribute the remainder after deducting the real estate sales price and the registration expenses.

On April 23, 2015, the Defendant, along with G and H, filed an application for a remainder of real estate loan in the name of L with respect to “3,302 square meters (hereinafter “K real estate”) purchased from J, Chungcheongnam-do, Chungcheongnam-do, Chungcheongnam-do.” (hereinafter “K real estate”), and submitted L’s registration certificate, income certificate, etc., and falsely notified the actual transaction price of K real estate as KRW 7,50 million.

On April 23, 2015, the Defendant received KRW 500 million from the damaged party as a loan for the remainder of real estate in the name of the Agricultural Cooperative account (Account Number M) in the name of L, and received a total of KRW 900 million as a loan for the remainder of real estate loans twice in the same manner on the same day in the same manner as attached crime list 1 in the same manner.

Accordingly, the Defendant is G and H.