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(영문) 창원지방법원 2015.05.27 2014가단24054

보험금

Text

1. The Defendant shall pay to the Plaintiff KRW 50,950,888 and the interest rate of KRW 20% per annum from October 31, 2014 to the day of full payment.

Reasons

1. Facts of recognition;

A. The Plaintiff entered into each insurance contract (hereinafter “each of the instant insurance contracts”) with the Defendant, an insurance company, as the insured, as indicated in the attached Form “Terms of the Insurance Contract” (hereinafter “the insured”). The main contents of each of the terms of the instant insurance contracts are as follows.

Article 13 (Compensation for Loss) of the General Terms and Conditions of Insurance 0505 (hereinafter referred to as “Insurance 1”) A company shall be the insured under the following paragraph 2 (hereinafter referred to as “general injury”) during the insurance period:

(2)The general injury referred to in paragraph 1 of this Agreement means the injury to the body (other than physical assistance equipment, such as terms, intentions, bills, franchis, etc.) suffered by a sudden and incidental accident (hereinafter referred to as "general accident") resulting from an external accident (hereinafter referred to as "general accident").

Article 14(1) Company shall not compensate for any loss arising from the following causes. ① The insured’s intentional injury, suicide, attempted suicide, criminal act under the Criminal Act or act of violence (Provided, That if it is recognized as legitimate act, self-defense under the Criminal Act, emergency evacuation, or legitimate act, it shall be removed from compensation.

(5) The insured’s disease 6 An insured’s mental illness or mental illness 15(Death Insurance Money) Company was injured by an accident as set forth in Article 13 and died within one year from the date of the accident directly as a result of the accident, the insured’s total amount of insurance coverage shall be paid to the beneficiary as the death insurance money.

Article 13 (Compensation for Loss) of the Terms and Conditions 0509 (hereinafter referred to as "No. 2 Insurance") 13 (Compensation for Loss) Company shall be liable for a sudden and incidental accident during the insurance period of the Insured (hereinafter referred to as "accident").

.I do not exclude physical assistive devices, such as water, clothing, bill, doctor's duty, etc.

(b).

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