except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

The Defendant, along with the shipbuilding of the People’s Republic of China’s nationality as well as the members of the International Telephone Financial Fraud (Sphishing), was a criminal organization of the international telephone financial fraud (one sphishing), and the person under whose name the Defendant made a false statement that he/she would misrepresent himself/herself to the staff of the financial institution, and would compel the other party to transfer money to the account designated by the recipient of the phone by misrepresentation, and the other party to do so. C shall instruct the other party to withdraw the transferred money, and C, the Defendant, D, and E, as instructed by C, shall withdraw the transferred money after receiving the cash card and password from the transferred money by means of delivery of the cash card and password in the goods storage in the subway station, shared the role of putting the money in the goods storage in the subway station, thereby preventing the sphishing fraud.

On July 4, 2014, at around 11:00, the name-free person called "I will loan KRW 10 million to the victim F by phone call from China to the victim F. It is possible to grant additional loans even if there are existing loans. However, if a loan is granted in private financing, the limit of the loan will decrease, and if I will send money to repay private financing loans, the loan will be made."

However, the name-oriented person was not an employee of Hyundai Capital, and even if he received money from the victim, he did not have the intent or ability to use it for the repayment of the loan in the name of the victim or to lend it to the victim.

As above, the person under whose name the victim was accused of the victim and transferred 3 million won to the post office account (Account Number H) in the name of G on the same day, and C shall instruct the defendant, D, and E to withdraw the money transferred to the above account, and the defendant, D, and E shall use the cash card of the above account in the name of G held in advance on the same day in accordance with the above C's order, and 2.1 million won from the ATM period established at the ATM point in Gangseo-gu, Gangseo-gu, Seoul, Gangseo-gu, Seoul, at the CTM point in the CTM station in Gangseo-gu, Gangseo-gu, 173.