[2014 Highest 1884] The Defendant told the victim E who became aware of the introduction of D, a branch in around 2007, that “the mother of the city in Gangwon-do, is engaged in the bond business, and the husband is currently engaged in human resources development business at the city in Seoul, and there is a monthly income of 2,500,000 won if he owns dental buildings in the vicinity of Seoul Ydong, and the husband is carrying out the business as if he and his family were re-fited by the victim.”

After that, around September 12, 2008, the Defendant used the Defendant’s horse at “G” store located in the Magcheon-si, the Mag-si, “G,” which was believed to be the above-mentioned Defendant’s horse, to offer a large number of loans to the Defendant, and the Defendant would not be able to make the Defendant’s living if he would have paid interest on the loan to the money to the money to the money to the other party, and he would not be able to pay the principal when it is necessary to pay the money to the university, such as the Plaintiff’s children will pay the money to the other party.”

However, in fact, the Defendant did not have any particular income source or property, and the Defendant did not engage in a business with a larger husband of the Defendant or send funds to use for bonds to his mother. The amount received from the victim was intended to be used individually by the Defendant, and even if he borrowed money from the victim, the Defendant did not have any intent or ability to fully repay the principal or interest.

Nevertheless, the Defendant, as shown in Appendix I, received KRW 10 million from the victim around September 12, 2008, as well as KRW 75 million from around that time to September 24, 2012.