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(영문) 대전지방법원논산지원 2014.06.18 2013가합2160

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. The Plaintiff B is the owner of 51.22 square meters in a wooden bridge, bridge, and a single-story store on the land (hereinafter “the instant damaged building”). The Plaintiff was a person who leased the instant damaged building from the Plaintiff B on April 19, 201 and carried out beauty rooms in the name of “F”.

B. Defendant D owned G 245 square meters and 94 square meters of a business office of a wooden ground and a bridge, roof, etc. on the instant building (hereinafter “instant business office”) and a wooden ground and a brick and brick structure housing (it is not registered in the building ledger and the register, and the area on the tax ledger is 43 square meters; hereinafter “instant vacant land”).

The approximate allocation of the instant place of business, factory price, and damaged building is as shown in the attached Form.

C. On October 10, 2006, Defendant C leased the instant place of business and factory price from Defendant D and used part of the instant factory price as a new store while engaging in retail business, such as new launch, with the trade name “H” at the instant place of business.

◎ 상품명 : 무배당 삼성화재 재물보험 탄탄대로 계약일 : 2011. 9. 22. 보험계약자 및 피보험자 : 피고 C 보험기간 : 2011. 9. 22.부터 2014. 9. 22.까지 보험목적물 : 논산시 G에 있는 H -목적물업종 : 소형판매시설(슈퍼마켓, 일용품등의소매점등), 건물구조 : 목조 판넬즙 블록외벽, 건물구조급수 : 4급, 가입면적 : 96㎡, 층수 : 1층, 수용장소 : 증권상 표기된 피보험자 건물 내 분산수용함 보험가입금액(담보내용 및 보상한도액) -화재담보(시설) : 15,000,000원 -화재담보(집기비품) : 5,000,000원 -화재담보(동산) : 50,000,000원 -화재대물배상책임 : 300,000,000원 -임차자(화재)배상책임 : 29,000,000원 ◎ 화재대물배상책임 특별약관 제1조(보상하는 손해) 회사는 피보험자(보험대상자)가 보험기간 중에 보험증권(보험가입증서)에 기재된...