A. Plaintiff A is the wife of the deceased F (hereinafter “the deceased”). Plaintiff B, C, and D are the deceased’s children, and the Defendant is the insurer.

B. On September 28, 2017, the Deceased, who entered into the instant insurance contract, concluded a G insurance contract with the Defendant from September 28, 2017 to September 28, 2020, with the period of insurance from September 28, 2017, with the Deceased and the beneficiary’s statutory heir (Death Insurance) (hereinafter “instant insurance contract”). Of the insurance coverage, the content relating to the instant case is as follows.

The insured shall be 100,000,000 won (1,640 won) when the insured is diagnosed as a traffic accident with at least 3% of the death or a subsequent disability during the period of insurance with three years of maturity of the basic traffic injury, death, and death of the insured.

C. Article 3 (Grounds for Payment of Insurance Money) of the General Terms and Conditions in Section 1 of the instant insurance contract (Grounds for Payment of Insurance Money) (1) The Defendant shall pay the insured insurance money to the beneficiary in any of the following cases

1. The traffic injury during the insurance period (excluding physical assistive equipment, such as artificial organs, artificial arms, clothes, and dental arms, which has occurred during the insurance period, but which includes bodily transplantation of a person and substitute for its function due to any traffic accident which has occurred rapidly and easily during the insurance period;

(2) The traffic injury referred to in paragraph (1) means an injury resulting from the direct result of the traffic injury (other than death due to a disease): the traffic injury, death insurance (amount of insurance coverage for a security for an injury resulting from traffic injury, death and injury) (2) the traffic injury referred to in paragraph (1) means the following injury:

1. An injury sustained by the insured due to a traffic accident, such as collision with, contact with, or collision with, or contact with, such means of transport during operation, fire or explosion, while not on board the means of transport during operation;

2. The insured has boarded the means of transport during operation;