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(영문) 광주지방법원 2016.07.07 2015가합53898

보험에관한 소송

Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On February 12, 2009, the Defendant entered into an insurance contract with the Plaintiff as the insured and entered into an insurance contract on February 12, 2009 (hereinafter “instant insurance contract”).

B. After the Defendant’s contract of this case was concluded, the Defendant received hospitalized treatment for 14 days from November 27, 2009 to December 10, 2009 as “infection village” at the Korean oriental medical hospital B from November 27, 2009, and received the hospitalized treatment for 22 days in total from November 27, 2009 to January 29, 2015.

C. The status of the conclusion of each insurance contract with the defendant as the insured and the contents of each insurance contract of this case maintained at the time of the conclusion of the insurance contract of this case or concluded after the insurance contract of this case, and the insurance proceeds received from the insurance companies including the plaintiff under the above insurance contracts are as follows:

(1) On February 23, 2016, the Plaintiff’s claim and the Defendant’s insurance statement stated in the application form for the change of the reasons for the claim were excluded from the insurance contract of this case and the insurance contracts whose nature is clearly different from that of other insurance contracts as stated in the driver’s insurance contract). Serially, on October 28, 2008, KRW 12,250,000 medical insurance for the medical insurance of 12,250,457, and KRW 2 PCA life insurance of 20,120, KRW 12,30,000, KRW 200, KRW 120, KRW 300, KRW 200, KRW 300, KRW 300, KRW 300, KRW 200, KRW 305, KRW 20, KRW 306, KRW 47, 206, KRW 46,207, or KRW 465,2016.