(However, "creditor" is deemed to be "defendant". 2. Judgment by confession (Article 208 (3) 2 of the Civil Procedure Act, and the defendant only submitted an original copy of the original payment order, and a simple written objection that does not dispute the plaintiff's dismissal of the claim or the cause of the claim, and did not submit a subsequent reply, and did not attend at the date of pleading, so all the plaintiff's allegations are deemed to have been led to confession under Article 150 of the Civil Procedure Act.