The defendant is a lending consultant of SC-I., and the victim C is a private person for SC-I. loan counseling and consultation for loan business. On January 201, 2012, the victim was known through the introduction of the team leader of SC-I.D.

1. On September 27, 2013, the Defendant made a telephone to the victim at a non-permanent place on September 27, 2013, and “The Defendant shall pay interest of 0.2% per day of lending 30 million won to her friendly customer for an urgent need for the payment of the said money, and until October 2013.

“A false statement” was made.

However, in fact, the defendant had failed to meet the procedures for the replacement of the customer in charge, and the defendant had been urged to pay the money from the team members in the company, so there was no intention or ability to pay the money even if he borrowed money from the victim.

The Defendant, as above, made a false statement to the victim and received 30 million won from the victim’s new bank account (E) in the name of the Defendant from the victim and acquired it by fraud.

2. On October 4, 2013, the Defendant made a telephone call to the victim and repaid the amount of KRW 30,000,000 to the victim’s end of October 2013, if the Defendant borrowed more funds to refund to another customer, the Defendant would pay the interest at the above interest rate and pay it until October 2013.

“A false statement” was made.

However, the defendant did not have any intent or ability to repay the above even if he borrowed money from the injured party for the above reason.

The Defendant, as above, made a false statement to the victim and received 30 million won from the injured party to the above new bank account. The Defendant acquired it by fraud.

3. On October 14, 2013, the Defendant: (a) called the victim by phone and called the victim to lend KRW 20 million to the Plaintiff; (b) the Defendant would pay interest at the above interest rate; and (c) repay the borrowed money in one lump sum.

The phrase “ makes a false statement.”

However, the facts are that the defendant did not pay money from the victim for the above reasons.