2. The judgment of the defendant led to the confession of the crime of this case and reflects the fact that the defendant did not have the same criminal record, or that the defendant committed the crime of this case even though he had the record of criminal punishment four times (one time of actual punishment, two times of suspended execution, and one time of fine). In light of the legislative intent of the Act on Registration of Credit Business, etc. and Protection of Finance Users for the purpose of establishing a sound financial order and protecting the financial users in the position of the economically weak, the crime of this case is not disadvantageous, and other unfavorable circumstances such as the frequency and scale of the crime of this case, including the defendant's age, character and behavior, environment, the background and result of the crime of this case, and all of the sentencing conditions as shown in the records and arguments of this case including the criminal punishment for other crimes similar to the crime of this case, the above argument of unfair sentencing is without merit.

3. In conclusion, the defendant's appeal is dismissed as it is without merit. It is so decided as per Disposition.