A and E Imprisonment with prison labor for one year and six months, each of the defendants B, C and D, and the defendant F shall be punished by imprisonment for one year and eight months, respectively.

1. Defendant A, B, C, D, and E were employed as an employee of N’s “O (trade name change to P, February 22, 2013)” operated by N, and the Defendants conspired with N, etc. by falsely preparing a certificate of employment of a lender, receipt of wage and salary income tax, etc. as if he/she actually worked in Q, Co., Ltd., Ltd., R, and S, etc. for a certain period of time, and prepares a false certificate of employment of a lender, receipt of wage and salary income tax, etc., and submit them to a financial institution to obtain a loan.

Accordingly, N and T shall exercise overall control over the recruitment and loan business of the name lender, etc., and Defendant B and Defendant A play a role in soliciting the name lender and the name of the lender as an apartment purchaser and lessee after checking the credit rating of the name lender. Defendant B and Defendant A play a role in purchasing an unsold apartment by obtaining a security loan from the name of the company and creating profits from the lease, resale, etc., and lending the name of the company for the loan of unsold apartment and lease loan, etc., Defendant C and C shall either purchase the apartment after purchasing the apartment house and generate profits from the lease, resale, etc., and transfer the apartment to the company by paying the amount of KRW 15 million or KRW 20 million as profits within three months or six months from the purchase of the apartment house and then creating profits from the lease, resale, etc.