The costs of appeal are assessed against the plaintiffs.

Examining the record in light of the relevant legal principles, the court below, based on the reasons stated in its reasoning, is justified in rejecting all of the allegations as follows, i.e., the plaintiffs' assertion that D, who is the defendant's employee, promises to provide false money and valuables to the plaintiffs in relation to the conclusion of the insurance contract of this case, and deceiving the plaintiffs to conclude the insurance contract of this case between the plaintiffs and the defendant, and ② the assertion that D, through promise to provide money and valuables prohibited by the Insurance Business Act, the defendant is liable for damages under Article 102 (1) of the Insurance Business Act, and ③ the defendant's rejection of the return of the insurance premium against the plaintiffs violates the principle of good faith or the principle of

In so doing, contrary to the allegations in the grounds of appeal, there were no errors by recognizing facts contrary to logical and empirical rules or by misapprehending the legal principles on the insurance business and the good faith principle

Therefore, all appeals are dismissed, and the costs of appeal are assessed against the losing party. It is so decided as per Disposition by the assent of all participating Justices on the bench.