2. Although there are favorable circumstances such as the violation of the Act on the Control of Narcotics, etc. and the violation of the Act on the Protection of Financial Users and the violation of the Act on the Control of Narcotics, etc., and the violation of each of the instant crimes should be considered at the same time when the judgment became final and conclusive, and the defendant has no record of being punished for the same kind of crime, such circumstances are considered at the court below, and there is no change in circumstances at the same time. Meanwhile, each of the instant crimes is not changed in light of the law and the limited interest rate, and there is no agreement with victims up to the trial, and the crime of violation of the Act on the Registration of Credit Business, etc. and Protection of Financial Users is highly necessary in light of the legislative purpose of the above Act, which aims to establish a sound financial transaction order and protect the weak debtors by regulating the interest rate of credit service providers, etc., and other various sentencing conditions shown in the records, such as the motive and background leading up to each of the instant crimes, the defendant's age, character and behavior after the crime, etc. are considered too unfair.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the ground that it is without merit. It is so decided as per Disposition.