1. On September 17, 2015, the Defendant is necessary to assist the victim F in enhancing credit because of the low credit rating in the context of the “E” of the Defendant’s operation “E,” which is located in Speaker-si, Ma.

The loan of money in Korea differs from the loan as the Dominant. If the loan is received, it will be repaid at one time after two and three months.

The Dozer shall be exempted only from documents received only by telephone.

There is no damage.

The phrase “ makes a false statement.”

However, it is true that the defendant is a joint and several surety, and the defendant did not have the intention or ability to repay the loan even if the victim has provided a joint and several surety.

The respondent, as above, by deceiving the victim as above, had the victim stand a joint and several surety for the Defendant’s loans to the Defendant’s Dormant Loan Co., Ltd. on the same day, thereby having the victim obtain property profits equivalent to the same amount, and thereby having the joint and several surety as indicated in No. 1 through No. 8 of the List of Crimes. In addition, the victim acquired property profits equivalent to KRW 50 million.

2. On November 24, 2015, the Defendant obtained a loan from the above victim’s name in the name of thener and changed the name in the last place on the face of a week, thereby granting a preferential loan to the above victim. On or after the second and third months, the Defendant will change the name.

“.....”

However, even if the defendant received a loan from the injured party, he did not have any intention or ability to change the name or to repay the loan.

As above, the Defendant: (a) by deceiving the victim; (b) received KRW 5 million from the victim; and (c) received a loan from the well-known Savings Bank; and (d) received KRW 41,50,000 from the victim as described in the attached Table Nos. 9 through 12 of the List of Crimes.

Summary of Evidence

1. The defendant's legal statement concerning the fraud described in paragraph (1) of the facts constituting the crime in the judgment (as at the first trial date);

1. Paragraph 1 of the facts constituting the crime as indicated in the judgment;