beta
(영문) 대전지방법원 천안지원 2013.08.08 2013고정490

대부업등의등록및금융이용자보호에관한법률위반등

Text

Defendants shall be punished by a fine of KRW 3,000,000.

The Defendants did not pay each of the above fines.

Reasons

Punishment of the crime

Defendant

B is a person who engages in credit business in the name of "E" in the name of "E" in 116, 1302, Dong-gu, Nam-gu, Dong-gu, Incheon, and Defendant A is an employee of the above "E";

1. A credit service provider is not entitled to interest exceeding the interest rate (39% per annum) stipulated by law, but lends 9,675,000 won to the Defendants jointly at the parking lot located in the Northern-gu, west-gu, west-gu on July 20, 2012, G with the offer of H two-wheeled vehicles (202 E.I.D., 1450CC) as a security, while lending 9,675,00 won to the Defendants.

8. On October 29, 201 of the same year, after receiving interest KRW 325,00 from 20. 325,00, the principal and interest were collected from I by selling 1,520,000 won of the above two-wheeled motor vehicle to I by selling 1,520,000 won of the legal interest for 102 days exceeding 4,806,234 won (at least 219% per annum); and

2. In a case where the transferee of a motor vehicle intends to transfer a motor vehicle again to a third party, the Defendants jointly transferred the said two-wheeled vehicle to I without the transfer registration under the name of the Defendants, even though they had to make a transfer registration under their own name before the transfer, at the parking lot located in Seo-gu, Seo-gu, Seo-gu, Seo-gu, Incheon, in order to rent KRW 10 million to G, and without the transfer registration under the name of the Defendants, at KRW 15.2 million.

Summary of Evidence

1. Defendants’ respective legal statements

1. Protocol concerning the suspect interrogation of each of the Defendants

1. Protocol of the police statement concerning G;

1. Application of Acts and subordinate statutes to a certificate of completion of report of two-wheeled motor vehicle, investigation report (I/here whether the other party/credit business is registered or not, interest payment which is a complaint, calculation of interest

1. The registration of transfer under Articles 19(2)3 and 8(1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment, Article 30 of the Criminal Act, Articles 80 subparag. 2 and 12(3) of the Automobile Management Act, Article 30 of the Criminal Act, and Article 30 of the Criminal Act are not required.