A. D’s credit transaction agreement and credit transfer agreement between the Korea and the Korea Saemaul Depository, 1) the Korea Saemaul Depository on April 3, 2013 (hereinafter “D”) shall be a medical corporation D (hereinafter “D”).

(1) KRW 1.75 billion (hereinafter referred to as “instant loan”)

The credit transaction agreement is concluded to lend and implement the loan on June 27, 2013. The main contents of the credit transaction agreement are as follows: (1.750 million won: the first day of the credit transaction agreement: June 27, 2013; and (2) the expiration date of the credit period: the changed interest rate: June 27, 2016: the changed interest rate (Article 3(2)2 of the Framework Act on Credit Transactions): 22% interest rate per annum: The maximum interest rate per annum: The first interest period and method; the later interest rate shall be paid within one month from the expiration date of the credit period; and the later interest rate shall be paid within one month from the day following the last day of calculating the interest paid; and (3) the debtor shall be able to pay damages to the community credit cooperatives at any time until the due date determined by the law as follows; and (5) the debtor shall be able to pay damages to the debtor at any time until the due date determined by the law as follows: