A. The Defendant was loaned 40 million won at the interest rate of 23.9%, 33.9% of delay compensation rate, and 48 months of the loan period, from the Korea Skwon Savings Bank (hereinafter “Skin Savings Bank”).

B. On September 23, 2013, the Nonparty bank transferred to the Plaintiff the above principal and interest claim against the Defendant, and notified the Defendant thereof.

C. The Defendant did not pay the repayment of principal and interest at the maturity date, thereby losing the benefit of time under the terms and conditions of credit transaction. The Defendant’s principal and interest obligation is KRW 38,984,340 as of September 23, 2013, interest KRW 3,076,910 as of September 23, 2013, and interest KRW 15,026,060 as of delay damages amounting to KRW 57,087,310.

The plaintiff claims against the defendant for the principal of the loan, interest thereon, and delay damages.

2. Applicable provisions of Acts: Article 208 (3) 3 of the Civil Procedure Act.