A. 1) The Plaintiff’s husband B, after his retirement from the company, operates Kindo at Pyeongtaek-si with the Plaintiff. B received text messages to allow the so-called “mastner loan” around September 2, 2013, when the operating capital was insufficient, and provided a loan counseling by posting a telephone. The Plaintiff’s husband B was a male (one of the several persons who consulted with the Plaintiff by telephone, and thus, a loan fraud group is a loan fraud group.

(2) The Plaintiff sent a copy of the business registration certificate, the front and rear copy of the resident registration certificate, and a copy of the passbook of the Bank to the lender by facsimile known to the lender.

On the other hand, the plaintiff was also informed of credit card numbers and bank security card numbers by telephone.

3) On September 4, 2013, around 17:50, the loan fraud group was re-issued an authorized certificate in the Plaintiff’s name using financial transaction information received from the Plaintiff upon accessing the Internet at Msan City. 4) The loan fraud group received a loan as shown in the attached Table (hereinafter “the instant loan”) by using credit information and authorized certificates, etc., a credit card transaction, such as ARS, Internet, telephone, etc. between September 9 and 10, 2013 and September 10, 2013.

The loan fraud team was responding to the confirmation of identity through a mobile phone on the ground that the plaintiff is a woman who is the plaintiff.

The Plaintiff’s mobile phone was transferred from September 13:04 to September 11, 2013 to the point of time.

5) As a result of the verification of the IP address, the re-issued certificate was used at Msan City, Masan City, and Masan City, not at the Plaintiff’s domicile. B. The Plaintiff concluded the following insurance contracts with Defendant Samsung Life Insurance Co., Ltd. (hereinafter “Co., Ltd.”) and paid insurance premiums.

On September 30, 1998, the cancellation refund of the name of the insurance product on the date of the insurance contract, the non-distribution Schlage and Home Center insurance 2,076,046 won on September 22, 2003.