가. 인정사실 1) 주식회사 에스비아이저축은행은 2008. 6. 3. 주식회사 롤앤크리스탈에게 변제기 2010. 6. 3., 이자 연 11%, 지연손해금 24%로 정하여 320,000,000원을 대여하였고, 피고들은 각 416,000,000원을 한도로 위 대여금 채무에 대하여 연대보증하였다. 2) 주식회사 에스비아이저축은행은 서울지방법원 C 피고 B 소유의 부동산에 대한 임의경매절차에서 2012. 9. 13. 284,631,956원을 배당받았고, 2012. 12. 12.까지 일부 금액을 변제받아 위 대여금 채무는 113,531,813원이 남았다.

3) On December 19, 2014, SB Savings Bank transferred the above loan claims to the Plaintiff on December 19, 2014.

B. According to the above facts of recognition, Defendant A is obligated to pay the Plaintiff damages for delay calculated at the rate of 20%, calculated from July 16, 2015 to the day of full payment, with the agreed damages rate of 16,000,000 won within the limit of 131,368,04 won (i.e., KRW 416,00,000 - KRW 284,631,956) jointly and severally, to the Plaintiff below the balance of the above loan claims. As such, Defendant A is obliged to pay damages for delay calculated at the rate of 10,000,000 won from July 16, 2015 to the day of full payment.

2. If so, the plaintiff's claim against the defendants is justified within the above scope of recognition, and the remaining claims are dismissed as they are without merit. It is so decided as per Disposition.