A. The lower court’s imprisonment (three years of imprisonment, four years of suspended execution, and two years of probation) against the Defendant is too unreasonable.

B. The lower court’s sentence against the Defendant by the Prosecutor is too uncomfortable.

2. In full view of all favorable circumstances, such as fraud, fabrication of private document, and uttering of a falsified document, even though the Defendant had been punished several times, the Defendant again committed the instant crime, and the Defendant is against the Defendant’s acknowledgement of all the instant crimes; the Defendant agreed with the victim F and the victim company Songcheon Credit Union; the Defendant was in agreement with the victim C, and all favorable circumstances, such as the victim’s age, character and behavior, living environment, and the means and consequence of the instant crime, etc., the lower court’s punishment cannot be deemed to be too easily or unreasonable, by taking into account all the factors indicated in the instant records and arguments, including the circumstances after the crime.

3. In conclusion, since each appeal filed by the defendant and the prosecutor is without merit, it is dismissed in accordance with Article 364(4) of the Criminal Procedure Act. It is so decided as per Disposition.