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(영문) 서울고등법원 2016.06.17 2015나2033746

보험계약무효확인등

Text

1.The judgment of the first instance shall be modified as follows:

Each entry in the separate sheet concluded between the Plaintiff and the Defendants.

Reasons

1. Basic facts

A. Insurance contract between the Plaintiff and the Defendants 1) Defendant A, as shown in attached Table 1, between the Plaintiff and the Plaintiff on March 30, 2012, as indicated in attached Table 1, with Defendant B, who knows the insured and the beneficiary, as Defendant B (hereinafter “No. 1 insurance contract”).

(2) On May 30, 2013, Defendant B entered into an insurance contract “1304 Korea Family Income Guarantee 1304” (hereinafter referred to as “2 insurance contract”) between the Plaintiff and the beneficiary, as shown in the attached Table 2, where the insured was hospitalized in a hospital due to an injury or disease, and the insured was hospitalized in the first insurance contract (hereinafter referred to as “each of the instant insurance contracts”).

The second insurance contract includes the contents of guarantee that the insured receives 30,000 won per day of hospitalization if he/she receives hospitalized treatment due to an injury or disease.

B. Defendant B, based on each of the instant insurance contracts, was hospitalized for 8 days from May 7, 2012 to May 14, 2012, as indicated below, and was hospitalized for 14 days in total from May 7, 2012 to April 23, 2014. For this reason, Defendant B, as indicated below, was hospitalized for 11,110,000 won in total on 14 occasions from May 29, 2012 to May 12, 2014.

[Attachment1] On May 4, 2012, the amount paid on May 4, 2012 for the date of payment of the hospitalization period for the number of days of hospitalization in the name of hospital name named as the type of the accident, the number of days of the No. C-type and Council member’s brain cerebruma, 812.07 to 12.05.07 to 12.07 to 12.05.07 to 14.05 to 160 to 160,000 to August 27, 2013, 2013, of the total number of half-years in which the sources of the disease occurred, which were known, are the tear of the total number of e-type and the part of the e-type and the part of the e-type kneed kneed kneed knee of the e-mail and the part of the e-mailed knee 213.2