1. On July 13, 2016, the Defendant committed the crime on July 13, 2016, saying, “Around July 13, 2016, the Defendant phoneed the victim C with an excessive operation of the Defendant who was in Sungnam-si, and provided two copies of interest if he/she lends money for a period of one year to a person who runs a gambling factory in Yong-Nam-Nam. He/she may receive KRW 200,000,000. Furthermore, the Defendant borrowed money to a person who runs a gambling factory and was able to gather money promptly by receiving interest twice a month.”

However, in fact, it did not intend to lend money to a person who runs a gambling plant in Yong-Nam and to receive interest, and the defendant thought to use it as a down payment for purchasing a house to reside. Around September 2014, the above up to KRW 20 million began on the condition of KRW 1850,000 per month on the condition of KRW 10,000 per month and KRW 10,000 per month on the basis of the purchase of a product, such as over-day taking about about KRW 10,000 per month on the basis of children’s educational institute fees and living expenses, etc., and around KRW 15,00,00 per month on the basis of approximately KRW 10,00 per month on the basis of the children’s education institute fees and living expenses, and around KRW 5,00,000 per month on the assets, but there was no intention to pay the above amount to KRW 300,000 per month on the part of the existing creditors.

The Defendant, by deceiving the victim as above, received KRW 30 million from the victim to the deposit account in the name of the suspect on the same day.

2. On August 17, 2016, the Defendant stated that “Around August 17, 2016, the Defendant borrowed only KRW 10 million from the Defendant to the G apartment in the U.S. in the U.S. nearby the F Middle School located in Sungnam-si, Gyeonggi-si.”

However, the Defendant, as described in paragraph 1., borrows money from the victim.